California Insurance Regulations Practice Questions — Page 7 of 17
820 free California-specific insurance regulation questions for the California Life & Health exam — page 7.
- 301.Under California Insurance Code Section 10110, which party must have an insurable interest in the life of t…Difficulty 2/5CA specific
- 302.Under California Insurance Code Section 380, an 'insurance policy' is defined as:Difficulty 1/5CA specific
- 303.Federal COBRA applies to employers with 20 or more employees. In California, employees of smaller employers…Difficulty 2/5CA specific
- 304.Under CIC Section 10110, who must have an insurable interest in the insured's life for a life insurance pol…Difficulty 2/5CA specific
- 305.A California insurance agent wants to advertise and transact business under a catchy business name that is …Difficulty 2/5CA specific
- 306.Under California Insurance Code Section 381, which of the following must appear in an insurance policy?Difficulty 2/5CA specific
- 307.An employer's group long-term disability policy is being discontinued. An employee is totally disabled on t…Difficulty 2/5CA specific
- 308.Under CIC §10113.6, which is an acceptable method of delivering a life insurance policy so that the cancell…Difficulty 2/5CA specific
- 309.Under California Insurance Code Section 333, which fact does an applicant generally NOT have a duty to comm…Difficulty 2/5CA specific
- 310.A California policyowner fails to pay a life insurance premium and dies during the 60-day grace period. Und…Difficulty 2/5CA specific
- 311.Blanket health insurance under California Insurance Code Section 10270.2 is designed to cover:Difficulty 1/5CA specific
- 312.The California Insurance Commissioner is:Difficulty 1/5CA specific
- 313.California's continuation coverage law (Cal-COBRA) differs from federal COBRA primarily because it:Difficulty 2/5CA specific
- 314.Under CIC Section 10113.72, before an individual life insurance policy may lapse or be terminated for nonpa…Difficulty 3/5CA specific
- 315.For the Medi-Cal MAGI population in California, eligibility is determined using Modified Adjusted Gross Inc…Difficulty 1/5CA specific
- 316.Under California law, when a group disability insurance policy is terminated or replaced, the insurer or gr…Difficulty 2/5CA specific
- 317.An applicant for life insurance unintentionally fails to mention a brief hospital stay that the insurer lat…Difficulty 3/5CA specific
- 318.An insurer mails a life policy by ordinary first-class mail without obtaining any receipt, and the policyow…Difficulty 2/5CA specific
- 319.Under California law, the defense of concealment available to an insurer applies when the insured:Difficulty 2/5CA specific
- 320.In California, which regulatory body oversees HMOs and POS plans, while traditional PPO and EPO health insu…Difficulty 2/5CA specific
- 321.Under California Insurance Code Section 1626(a)(1), a life agent's license entitles the licensee to transact:Difficulty 1/5CA specific
- 322.Which of the following is an unfair or deceptive practice under California law?Difficulty 2/5CA specific
- 323.California's insurance privacy rules require insurers and agents to:Difficulty 2/5CA specific
- 324.Under California law, an insurer is generally considered insolvent when it:Difficulty 3/5CA specific
- 325.Under California Insurance Code Section 10113.6, which method of delivering a life insurance policy will st…Difficulty 2/5CA specific
- 326.An unlicensed person solicits life insurance applications for several weeks before obtaining a license. Und…Difficulty 2/5CA specific
- 327.Under California law, a fact is considered material if it:Difficulty 2/5CA specific
- 328.In California, children under age 19 are generally eligible for Medi-Cal under MAGI rules when family incom…Difficulty 2/5CA specific
- 329.Under California's Medi-Cal MAGI eligibility rules, children under age 19 qualify for Medi-Cal when family …Difficulty 2/5CA specific
- 330.Under California law, who must have an insurable interest in the insured's life at the time a life insuranc…Difficulty 2/5CA specific
- 331.A 30-year-old California resident with no dependents has household income equal to 150% of the federal pove…Difficulty 3/5CA specific
- 332.Under California Insurance Code Section 381, which of the following is NOT required to be specified in an i…Difficulty 1/5CA specific
- 333.A California life agent places an advertisement for insurance products on a website. Under Insurance Code S…Difficulty 2/5CA specific
- 334.Which statement correctly describes a certified insurance agent in California?Difficulty 3/5CA specific
- 335.In California, a child under age 19 may be eligible for Medi-Cal coverage based on family income up to what…Difficulty 2/5CA specific
- 336.Under California's Medi-Cal MAGI eligibility rules, a child under age 19 qualifies for Medi-Cal when househ…Difficulty 2/5CA specific
- 337.Under California Insurance Code Section 10113.6, which of the following is NOT an acceptable method for an …Difficulty 2/5CA specific
- 338.Which person is entitled to conversion rights when a California group disability policy is terminated?Difficulty 2/5CA specific
- 339.Under California Insurance Code Section 333, an insurer is NOT entitled to rescind for the insured's failur…Difficulty 3/5CA specific
- 340.Under California Section 10113.72, before an individual life insurance policy may lapse for nonpayment of p…Difficulty 2/5CA specific
- 341.Cal-COBRA differs from federal COBRA primarily because it:Difficulty 2/5CA specific
- 342.Cal-COBRA provides continued health coverage for:Difficulty 3/5CA specific
- 343.A Medi-Cal applicant whose income exceeds the program's MAGI limits may still qualify under the 'medically …Difficulty 3/5CA specific
- 344.Under California's MAGI Medi-Cal rules, children under age 19 are generally eligible for Medi-Cal when fami…Difficulty 2/5CA specific
- 345.Employees of a small California employer that is not subject to federal COBRA may have group health continu…Difficulty 2/5CA specific
- 346.A California small employer with 25 or fewer employees may claim the federal small business health care tax…Difficulty 3/5CA specific
- 347.Under California Insurance Code Section 10382, which statement correctly describes the rule on altering a w…Difficulty 2/5CA specific
- 348.The California Life and Health Insurance Guarantee Association (CLHIGA) exists to:Difficulty 2/5CA specific
- 349.A woman names her lifelong friend, who has no financial relationship with her, as the beneficiary of her li…Difficulty 1/5CA specific
- 350.Under California law, if an insured breaches a warranty that is material to the risk, the legal consequence…Difficulty 2/5CA specific