California Insurance Regulations Practice Questions — Page 6 of 17
820 free California-specific insurance regulation questions for the California Life & Health exam — page 6.
- 251.The federal small employer health insurance tax credit, worth up to 50% of employer premium contributions, …Difficulty 3/5CA specific
- 252.A California insurer issues a life policy but fails to deliver it by any of the methods required under CIC …Difficulty 3/5CA specific
- 253.California employees of small employers whose group health coverage terminates — and who are not covered by…Difficulty 2/5CA specific
- 254.In California, a person who, for compensation, negotiates a life settlement between a policyowner and a buy…Difficulty 3/5CA specific
- 255.In California, when a broker solicits a life insurance policy, the broker acts as the agent of:Difficulty 2/5CA specific
- 256.Covered California for Small Business (CCSB) is the state's Small Business Health Options Program exchange.…Difficulty 1/5CA specific
- 257.Under California's illustration regulations, what must an agent do when presenting a life insurance policy …Difficulty 2/5CA specific
- 258.A client asks which items must be specified in an insurance policy. Under California Insurance Code Section…Difficulty 2/5CA specific
- 259.A business wants to buy a disability income policy on a key employee so the firm can survive the employee's…Difficulty 2/5CA specific
- 260.Which of the following is NOT required to be specified in an insurance policy under CIC §381?Difficulty 2/5CA specific
- 261.To start the free-look cancellation period running under California Section 10113.6, an insurer must delive…Difficulty 2/5CA specific
- 262.To sell qualified health plans through Covered California, an insurance agent must:Difficulty 2/5CA specific
- 263.Under California Insurance Code Section 777.1, which of the following arrangements is PERMITTED?Difficulty 2/5CA specific
- 264.Under California's small employer health insurance rules, an insurer must:Difficulty 2/5CA specific
- 265.Cal-COBRA, California's state continuation coverage law, provides:Difficulty 2/5CA specific
- 266.Under California law, when an agent uses a policy illustration in a life insurance sale, the illustration m…Difficulty 2/5CA specific
- 267.Under California law, a representation made by an applicant in an insurance application:Difficulty 2/5CA specific
- 268.Under CIC Section 10113.6, which is an acceptable method for an insurer to deliver a life insurance policy …Difficulty 2/5CA specific
- 269.A blanket disability policy under California Insurance Code Section 10270.2 is best described as a policy t…Difficulty 1/5CA specific
- 270.An applicant agrees in the policy that every answer in the application is a warranty and a condition of the…Difficulty 2/5CA specific
- 271.In California, the state-based health insurance exchange through which individuals purchase qualified healt…Difficulty 1/5CA specific
- 272.The delivery receipt that an applicant signs when a life insurance policy is delivered in California serves…Difficulty 2/5CA specific
- 273.Cal-COBRA differs from federal COBRA primarily because Cal-COBRA:Difficulty 3/5CA specific
- 274.Under California Insurance Code Section 380, a policy is defined as:Difficulty 2/5CA specific
- 275.A business with 25 or fewer employees may qualify for a federal premium tax credit only if the coverage is …Difficulty 2/5CA specific
- 276.Under California Insurance Code Section 10110, which party must have an insurable interest in the life of t…Difficulty 1/5CA specific
- 277.Under California's life insurance illustration requirements (Sections 10509.950 through 10509.965), an illu…Difficulty 2/5CA specific
- 278.In California, life insurance policy forms are:Difficulty 1/5CA specific
- 279.What is the primary distinction between a misrepresentation and a concealment in an insurance application?Difficulty 2/5CA specific
- 280.Under California law (CIC Section 10192.11), when does the Medigap open enrollment period occur, and what p…Difficulty 2/5CA specific
- 281.When a life insurance policy is delivered to the insured, the agent asks the insured to sign a delivery rec…Difficulty 2/5CA specific
- 282.California's Cal-COBRA continuation coverage law applies primarily to:Difficulty 2/5CA specific
- 283.In the California Insurance Code, the word 'person' includes:Difficulty 1/5CA specific
- 284.The federal small employer health insurance tax credit is available to employers with:Difficulty 2/5CA specific
- 285.A warranty that is explicitly written into the policy or appears on the application is known as a(n):Difficulty 2/5CA specific
- 286.A stranger-originated life insurance (STOLI) arrangement is prohibited under California law primarily because:Difficulty 3/5CA specific
- 287.In California, life insurance policy forms issued by different insurers:Difficulty 1/5CA specific
- 288.When a California agent writes an application for life insurance, the agent is required by Insurance Code S…Difficulty 1/5CA specific
- 289.Under CIC Section 10113.6, an insurer must deliver a life insurance policy by registered or certified mail,…Difficulty 2/5CA specific
- 290.A licensed life agent delivers an issued policy and, months later, helps the client process a beneficiary c…Difficulty 2/5CA specific
- 291.A California small employer with 25 or fewer employees may qualify for the federal small business health ca…Difficulty 2/5CA specific
- 292.Under California's MAGI-based Medi-Cal eligibility rules, children under age 19 qualify when household inco…Difficulty 2/5CA specific
- 293.A California beneficiary joins a Medicare Advantage plan for the first time and then disenrolls within the …Difficulty 3/5CA specific
- 294.An employee of a small California employer that is not subject to federal COBRA loses group health coverage…Difficulty 3/5CA specific
- 295.Under California Insurance Code Section 334, the materiality of a fact in an insurance application is deter…Difficulty 2/5CA specific
- 296.Under California Insurance Code Section 380, an "insurance policy" is defined as:Difficulty 1/5CA specific
- 297.An insurer is delivering a life insurance policy to begin the statutory free-look (cancellation) period. Un…Difficulty 2/5CA specific
- 298.Cal-COBRA continuation coverage applies to group health plans of employers with how many employees, and for…Difficulty 2/5CA specific
- 299.Under CIC §10113.6, if a life insurer does not deliver a policy by one of the specified methods — registere…Difficulty 2/5CA specific
- 300.When a life insurance policy is delivered, the primary purpose of having the policyowner sign a delivery re…Difficulty 2/5CA specific