California Insurance Regulations Practice Questions — Page 2 of 17
820 free California-specific insurance regulation questions for the California Life & Health exam — page 2.
- 51.Under California Insurance Code Section 22, for a contract to qualify as insurance, the event that triggers…Difficulty 2/5CA specific
- 52.In California, a Medi-Cal beneficiary with income above the standard eligibility threshold may still qualif…Difficulty 3/5CA specific
- 53.During the Medigap open enrollment period under California law, insurers:Difficulty 2/5CA specific
- 54.Under CIC Section 10350.2, after a disability policy has been in force for two years, the insurer generally…Difficulty 2/5CA specific
- 55.Under CIC Section 10113, statements made by an applicant in a disability insurance application are, in the …Difficulty 2/5CA specific
- 56.In California, when a group disability policy is discontinued, what must the carrier make available to elig…Difficulty 2/5CA specific
- 57.Under California's group disability discontinuance rules, 'extension of benefits' is defined as:Difficulty 2/5CA specific
- 58.Under California law, a group health policy that provides hospital, medical, or surgical expense benefits m…Difficulty 2/5CA specific
- 59.Under the California Equal Insurance HIV Act (CIC Section 799), a disability income insurer is prohibited f…Difficulty 2/5CA specific
- 60.Under California law, a disability income insurer that underwrites based on a test of an applicant's geneti…Difficulty 3/5CA specific
- 61.In California, which regulator oversees HMO and POS health plans, while the California Department of Insura…Difficulty 1/5CA specific
- 62.An unlicensed person negotiates the terms of a life insurance contract with an applicant but never signs or…Difficulty 2/5CA specific
- 63.A sales representative offers a contract under which a consumer pays monthly installments and the company p…Difficulty 2/5CA specific
- 64.Under California Insurance Code Section 22, the insurer's obligation under an insurance contract is best de…Difficulty 1/5CA specific
- 65.Under California Insurance Code Section 22, which of the following situations triggers the insurer's indemn…Difficulty 1/5CA specific
- 66.Which of the following is NOT part of the definition of insurance under California Insurance Code Section 22?Difficulty 2/5CA specific
- 67.Under California Insurance Code Section 22, insurance is a contract whereby one party undertakes to indemni…Difficulty 1/5CA specific
- 68.In an insurance contract, which statement correctly identifies the parties?Difficulty 1/5CA specific
- 69.A private school agrees, in exchange for a yearly fee, to refund tuition if a student is hospitalized for 3…Difficulty 2/5CA specific
- 70.A life and disability analyst licensed under California Insurance Code Sections 1831-1849 is authorized to:Difficulty 3/5CA specific
- 71.In California, which statement correctly describes how managed care health plans are regulated?Difficulty 2/5CA specific
- 72.Under the statutory definition of insurance in California, the insurer's obligation to indemnify may cover:Difficulty 3/5CA specific
- 73.Under California Insurance Code Section 10110, which of the following persons has an insurable interest in …Difficulty 2/5CA specific
- 74.Under California Insurance Code Section 22, insurance is fundamentally a(n):Difficulty 1/5CA specific
- 75.Under California Insurance Code Section 250, an event may be insured against only if it is contingent or un…Difficulty 2/5CA specific
- 76.Under California Insurance Code Section 10113.72, an applicant for an individual life insurance policy must…Difficulty 2/5CA specific
- 77.Under California Insurance Code Section 380, an insurance 'policy' is:Difficulty 1/5CA specific
- 78.Under California Insurance Code Section 10110, when must the policyowner have an insurable interest in the …Difficulty 2/5CA specific
- 79.A company buys a key-person life insurance policy on its sales manager. Five years later the manager resign…Difficulty 2/5CA specific
- 80.Under California Insurance Code Section 10110, an insurable interest in the life of the insured must exist:Difficulty 2/5CA specific
- 81.In California, a person who negotiates a life settlement contract, under which a life insurance policy is s…Difficulty 3/5CA specific
- 82.Under California Insurance Code Section 330, 'concealment' is defined as:Difficulty 1/5CA specific
- 83.In California, for a life insurance policy to be valid, the policyowner's insurable interest in the insured…Difficulty 2/5CA specific
- 84.A person buys a life insurance policy on a business partner, and the insurable interest exists at the time …Difficulty 2/5CA specific
- 85.A California disability income insurer wants to require an HIV test during underwriting. Under CIC §799 (Eq…Difficulty 2/5CA specific
- 86.An applicant's heart condition began six months ago, but neither the applicant nor the insurer was aware of…Difficulty 2/5CA specific
- 87.Under California Insurance Code Section 339, which of the following matters does an insured need not commun…Difficulty 2/5CA specific
- 88.A real estate developer offers to give every home buyer a free life insurance policy, with no separate char…Difficulty 2/5CA specific
- 89.Under California Insurance Code Section 10110, every person has an insurable interest in the life of all of…Difficulty 1/5CA specific
- 90.A school district buys a blanket accident policy covering students during athletic events and field trips. …Difficulty 1/5CA specific
- 91.Under California Insurance Code Section 10110, when must an insurable interest in the life of another perso…Difficulty 2/5CA specific
- 92.Under California law, coverage for adults' dental and vision services in a health insurance policy is gener…Difficulty 1/5CA specific
- 93.An agent changes the wording of a written answer on a signed disability insurance application without the a…Difficulty 2/5CA specific
- 94.Under California Insurance Code Section 333, an applicant for a disability policy is generally NOT required…Difficulty 2/5CA specific
- 95.Under California law (CIC §10110), when must an insurable interest exist for a life insurance policy to be …Difficulty 2/5CA specific
- 96.Under California law (CIC Section 10110), when must an insurable interest exist on a life insurance policy?Difficulty 1/5CA specific
- 97.Under California Insurance Code Section 354, a representation made by the insured:Difficulty 3/5CA specific
- 98.An agent places a client's coverage with an insurer that is not admitted to transact insurance in Californi…Difficulty 2/5CA specific
- 99.A bank lends $50,000 to a borrower and wants to purchase life insurance on the borrower to protect the loan…Difficulty 3/5CA specific
- 100.In California, for an association to sponsor group health insurance for its members, which requirement must…Difficulty 2/5CA specific