California Insurance Regulations Practice Questions — Page 3 of 17
820 free California-specific insurance regulation questions for the California Life & Health exam — page 3.
- 101.An insurance agent asks an applicant whether, in the applicant's own opinion, the applicant's occupation wi…Difficulty 2/5CA specific
- 102.An agent tells a client, 'Your life insurance coverage is in effect based on our conversation alone; the wr…Difficulty 1/5CA specific
- 103.Under California Insurance Code Section 250, which events may be insured against?Difficulty 2/5CA specific
- 104.For a false statement on an application to make a California policy voidable as misrepresentation, the insu…Difficulty 2/5CA specific
- 105.Under California Insurance Code Section 10270.5, a group disability policy issued to an association must co…Difficulty 2/5CA specific
- 106.A creditor takes out a life insurance policy on a debtor. The debtor later repays the loan in full, but the…Difficulty 2/5CA specific
- 107.Under CIC §10146, before a California disability income insurer underwrites a policy based on a test of an …Difficulty 1/5CA specific
- 108.Under the law governing insurable events, which type of event may properly be insured against?Difficulty 2/5CA specific
- 109.Under California Insurance Code Section 10110, when must the policyowner have an insurable interest in the …Difficulty 2/5CA specific
- 110.Under California Insurance Code Section 334, the materiality of a fact is judged:Difficulty 3/5CA specific
- 111.An applicant for life insurance does not volunteer a fact about a hobby that appears prominently in the ins…Difficulty 2/5CA specific
- 112.A small employer with 20 employees offers health coverage through Covered California for Small Business (CC…Difficulty 2/5CA specific
- 113.Under California Insurance Code Section 350, a representation made by an applicant to an insurer:Difficulty 1/5CA specific
- 114.Which type of insurance is designed to cover a group of people without individually identifying or enrollin…Difficulty 1/5CA specific
- 115.Under California Insurance Code Section 1749.8, a life agent who sells annuities must:Difficulty 2/5CA specific
- 116.Under California Insurance Code Section 10270.5, a group disability policy may be issued to a school distri…Difficulty 3/5CA specific
- 117.Which of the following is NOT among the six provisions required in a policy under California Insurance Code…Difficulty 2/5CA specific
- 118.Under California Insurance Code Section 250, which event may be insured against?Difficulty 2/5CA specific
- 119.A California life agent must satisfy the continuing education (CE) requirement of:Difficulty 2/5CA specific
- 120.Under California Insurance Code Section 10270.5, an association may be issued a group disability policy onl…Difficulty 1/5CA specific
- 121.Which statement correctly distinguishes an express warranty from an implied warranty in an insurance contract?Difficulty 2/5CA specific
- 122.California Insurance Code Section 381 requires a policy to specify the parties, the subject insured, the in…Difficulty 2/5CA specific
- 123.Under California Insurance Code Section 10270.5, before a group disability policy may be issued to an assoc…Difficulty 2/5CA specific
- 124.In California, an employer with 25 or fewer employees that wants to qualify for the federal small business …Difficulty 2/5CA specific
- 125.An employee of a 10-person California company loses group health coverage when employment ends. The employe…Difficulty 2/5CA specific
- 126.Under California law on discontinuance and replacement of group disability insurance (CIC Sections 10128.1 …Difficulty 2/5CA specific
- 127.Under California's Senior Insurance protections (CIC Sections 785-789.10), an agent selling to a prospectiv…Difficulty 2/5CA specific
- 128.Under California Insurance Code Section 1626(a)(2), a person holding an accident and health or sickness age…Difficulty 1/5CA specific
- 129.Under California Insurance Code Section 35, in addition to solicitation, negotiation, and effectuation, 'tr…Difficulty 2/5CA specific
- 130.Under California's Medi-Cal MAGI eligibility rules, which household income threshold applies to children un…Difficulty 2/5CA specific
- 131.A California disability income insurer automatically denies every applicant who tests HIV-positive, without…Difficulty 2/5CA specific
- 132.Under California Insurance Code Section 10270.5, each employee insured under a group disability master poli…Difficulty 1/5CA specific
- 133.Under California Insurance Code Section 10270.5, for a group disability insurance policy to be issued to an…Difficulty 2/5CA specific
- 134.In California's small group health insurance market, what does guaranteed issue require of an insurer?Difficulty 2/5CA specific
- 135.Under California Insurance Code Section 380, the term 'policy' refers to:Difficulty 1/5CA specific
- 136.Under California group disability insurance law (CIC §10270.5), an association may qualify as a group polic…Difficulty 2/5CA specific
- 137.Under California Insurance Code Section 354, a representation made by an applicant may qualify an implied w…Difficulty 2/5CA specific
- 138.Under California Insurance Code Section 250, 'insurable events' are events:Difficulty 2/5CA specific
- 139.A producer offers to refund $100 of her commission to any client who purchases a life insurance policy. Und…Difficulty 2/5CA specific
- 140.Under California Insurance Code Section 333, an applicant is NOT required to disclose which of the following?Difficulty 2/5CA specific
- 141.A California insured purchases a variable life policy and then exercises the free-look right within the per…Difficulty 2/5CA specific
- 142.Under California law, a group health insurance policy may be issued to a labor union to cover:Difficulty 2/5CA specific
- 143.In a group health insurance arrangement, the employer is the master policyholder, and each covered employee…Difficulty 1/5CA specific
- 144.A California life agent's license authorizes the agent to transact:Difficulty 1/5CA specific
- 145.In group health insurance, the legal document that establishes the contract between the insurer and the gro…Difficulty 1/5CA specific
- 146.California's Unfair Practices Act (CIC Sections 790-790.15) grants authority to enforce its prohibitions to:Difficulty 2/5CA specific
- 147.Under California Insurance Code Section 381, which of the following is a required provision that every insu…Difficulty 2/5CA specific
- 148.When must an insurable interest in the insured's life exist for a California life insurance contract to be …Difficulty 2/5CA specific
- 149.Under California Insurance Code Section 10270.5, group disability (health) insurance must be written under …Difficulty 2/5CA specific
- 150.How does Cal-COBRA extend the federal COBRA protections?Difficulty 2/5CA specific