California Insurance Regulations Practice Questions — Page 8 of 17
820 free California-specific insurance regulation questions for the California Life & Health exam — page 8.
- 351.Before an individual life insurance policy may be terminated for nonpayment of premium in California, the i…Difficulty 2/5CA specific
- 352.Under California Insurance Code Sections 10508-10508.5, an insurance producer must:Difficulty 1/5CA specific
- 353.Under the California Insurance Code, which of the following gives an insurer the right to rescind a policy?Difficulty 2/5CA specific
- 354.An individual life policy lapses and is later reinstated. Under CIC §10113.5, the insurer may contest the p…Difficulty 3/5CA specific
- 355.Under California law, insurers that meet specified size thresholds must maintain a Special Investigative Un…Difficulty 2/5CA specific
- 356.Under California Insurance Code Section 358, a representation is considered false when:Difficulty 2/5CA specific
- 357.A corporation buys a life insurance policy on its chief executive officer. This arrangement is generally va…Difficulty 2/5CA specific
- 358.When a group life insurance policy in California is discontinued, eligible certificate holders must be:Difficulty 2/5CA specific
- 359.Under California Insurance Code Section 381, which of the following is NOT required to be specified in an i…Difficulty 2/5CA specific
- 360.Under California Insurance Code Section 250, an insurable event is:Difficulty 2/5CA specific
- 361.Under California's MAGI-based Medi-Cal eligibility rules, children under age 19 qualify for Medi-Cal when f…Difficulty 2/5CA specific
- 362.Under California law, when a group disability insurance policy is discontinued by the policyholder, the ins…Difficulty 2/5CA specific
- 363.Under California Insurance Code Section 334, the materiality of a fact is determined by:Difficulty 2/5CA specific
- 364.Under California's life insurance anti-discrimination rules, a life insurer may:Difficulty 2/5CA specific
- 365.Under California Insurance Code Section 331, concealment of a material fact entitles the insurer to rescind…Difficulty 2/5CA specific
- 366.Under Medi-Cal MAGI rules, children under age 19 qualify for Medi-Cal when household income is up to what p…Difficulty 2/5CA specific
- 367.Under California law, service of notices or other communications between parties in insurance matters may b…Difficulty 1/5CA specific
- 368.Cal-COBRA, California's group health continuation law, applies to group health plans sponsored by employers…Difficulty 2/5CA specific
- 369.The doctrine of utmost good faith in insurance means that:Difficulty 2/5CA specific
- 370.A California insurance agent decides to leave the insurance business entirely and wants her license cancele…Difficulty 1/5CA specific
- 371.Which statement correctly distinguishes a fraudulent misrepresentation from an innocent misrepresentation i…Difficulty 2/5CA specific
- 372.In California, a child under age 19 qualifies for Medi-Cal when family income is at or below:Difficulty 2/5CA specific
- 373.An insurer is not admitted to transact insurance in California. Under California Insurance Code Section 703…Difficulty 2/5CA specific
- 374.Under California's Fair Claims Settlement Practices Regulations, after receiving a notice of claim an insur…Difficulty 2/5CA specific
- 375.Under California Insurance Code Section 334, a fact is material if it:Difficulty 2/5CA specific
- 376.CIC §250 provides that any contingent or unknown event that may damnify a person having an insurable intere…Difficulty 2/5CA specific
- 377.A licensed agent is charged with a felony unrelated to insurance. Under California Insurance Code Section 1…Difficulty 2/5CA specific
- 378.In California, to sell Qualified Health Plans offered through Covered California, an insurance agent must:Difficulty 2/5CA specific
- 379.Under California Insurance Code Section 381, which of the following is NOT among the items a policy must sp…Difficulty 2/5CA specific
- 380.In California, a 'Medicare Select' Medicare Supplement policy is a Medigap policy that:Difficulty 2/5CA specific
- 381.An insurance agent who wishes to sell Qualified Health Plans through Covered California must:Difficulty 2/5CA specific
- 382.Before an agent may sell Qualified Health Plans through Covered California, the agent must:Difficulty 2/5CA specific
- 383.Before selling Qualified Health Plans through Covered California, an insurance producer must:Difficulty 1/5CA specific
- 384.A client with a long-term care policy asks whether replacing it with a chronic illness accelerated death be…Difficulty 3/5CA specific
- 385.Under California's Medicare Supplement disclosure rules (CIC Section 10192.20(e)(4)), consumers considering…Difficulty 2/5CA specific
- 386.Which of the following, if material, gives a California insurer the right to rescind an insurance contract?Difficulty 1/5CA specific
- 387.Covered California for Small Business (CCSB) is the California exchange segment that:Difficulty 2/5CA specific
- 388.Under California Insurance Code Section 250, an insurable event is one whose happening, or the time of whos…Difficulty 1/5CA specific
- 389.Under CIC §250, which event is an insurable event because it 'creates a liability' against the insured?Difficulty 2/5CA specific
- 390.An applicant believes a medical condition may already exist but has not yet been diagnosed. Under Californi…Difficulty 2/5CA specific
- 391.What must an insurance agent do before selling Qualified Health Plans through Covered California?Difficulty 2/5CA specific
- 392.A woman buys a life insurance policy on her husband at the time of their marriage. They later divorce, and …Difficulty 2/5CA specific
- 393.Under California Insurance Code Section 1626(a)(1), a life agent's license authorizes the licensee to trans…Difficulty 1/5CA specific
- 394.Covered California for Small Business (CCSB) is the Exchange marketplace that serves:Difficulty 2/5CA specific
- 395.An agent in California who wants to sell qualified health plans through Covered California must:Difficulty 2/5CA specific
- 396.How do CIC §22 and §250 work together in defining the scope of insurance in California?Difficulty 2/5CA specific
- 397.In California, an application for a Medicare Supplement policy must include a question designed to identify…Difficulty 2/5CA specific
- 398.Covered California for Small Business (CCSB) serves employers with how many employees?Difficulty 1/5CA specific
- 399.California's annuity suitability rule does NOT apply to which of the following transactions?Difficulty 2/5CA specific
- 400.An insurer engages in a practice that California's Unfair Practices Act (Sections 790-790.15) defines as an…Difficulty 3/5CA specific