California Insurance Regulations Practice Questions — Page 11 of 17
820 free California-specific insurance regulation questions for the California Life & Health exam — page 11.
- 501.Which statement correctly distinguishes an insurance agent from an insurance broker in California?Difficulty 1/5CA specific
- 502.Under CIC Section 10350.2, the contestable period for a group life insurance policy generally runs for how …Difficulty 2/5CA specific
- 503.An employee's group life coverage has terminated, but the employee was not notified of the conversion right…Difficulty 3/5CA specific
- 504.A covered employee's age is misstated on a group life certificate, and the misstatement is discovered after…Difficulty 2/5CA specific
- 505.In the distribution of insurance, the key legal difference between an agent and a broker is that:Difficulty 2/5CA specific
- 506.A California life agent renewing a license must satisfy the continuing education requirement of:Difficulty 1/5CA specific
- 507.Under a group life insurance plan with dependent coverage, which person is typically eligible to be covered…Difficulty 2/5CA specific
- 508.Under the age misstatement provision applicable to group life insurance (Section 10369.3), if the insured's…Difficulty 2/5CA specific
- 509.A producer repeatedly persuades clients to surrender existing annuities and purchase new ones solely to gen…Difficulty 3/5CA specific
- 510.A group life policy contains a provision stating that the insurer is not liable for losses arising from mil…Difficulty 3/5CA specific
- 511.A life insurance agency wants to hire someone as a 'solicitor' to assist its licensed life agents. Under Ca…Difficulty 3/5CA specific
- 512.For biennial license renewal in California, a life agent who holds only a life license must complete contin…Difficulty 3/5CA specific
- 513.Under the conservation process in Sections 1011-1016, when the Commissioner takes possession of an insolven…Difficulty 3/5CA specific
- 514.Under CIC §10202.5, which persons may be insured under a group life policy issued to an employer?Difficulty 2/5CA specific
- 515.An insurer learns from a medical exam that an applicant carries a genetic marker for a disease, although th…Difficulty 2/5CA specific
- 516.Under California law (CIC Section 10270.2), a blanket life insurance policy is one that:Difficulty 2/5CA specific
- 517.Under California Insurance Code Section 10209, when an employee's group life coverage terminates, the emplo…Difficulty 2/5CA specific
- 518.Under California law, which group size classification is correct for health insurance?Difficulty 2/5CA specific
- 519.Under CIC §10206.5, a California group life policy may limit or deny liability for death caused by:Difficulty 2/5CA specific
- 520.Under California law, a group life insurance policy issued to an employer that covers employees' dependents…Difficulty 2/5CA specific
- 521.Before selling annuities for the first time in California, an agent must complete annuity sales training of:Difficulty 1/5CA specific
- 522.During the Medigap open enrollment period, which begins when a person age 65 or older is enrolled in Medica…Difficulty 2/5CA specific
- 523.When a group life insured's age is found to have been misstated, under CIC Section 10369.3 the insurer will:Difficulty 2/5CA specific
- 524.Under California Insurance Code Section 1749.8, before a life agent may solicit individual consumers to sel…Difficulty 2/5CA specific
- 525.Under California law, the Medigap open enrollment period begins when an individual is both age 65 or older …Difficulty 2/5CA specific
- 526.Blanket life insurance is best described as coverage that:Difficulty 1/5CA specific
- 527.Under California Insurance Code Section 10209, an insured employee whose group life coverage has terminated…Difficulty 3/5CA specific
- 528.In a life insurance transaction, the application:Difficulty 1/5CA specific
- 529.The California Life and Health Insurance Guarantee Association (CLHIGA) is primarily designed to:Difficulty 2/5CA specific
- 530.Under CIC Section 10209, if a former employee dies during the 31-day conversion period without having appli…Difficulty 3/5CA specific
- 531.An insured's age is misstated on a group life insurance certificate. When the error is discovered after the…Difficulty 2/5CA specific
- 532.Under California's record-keeping requirements for insurance producers, an agent's records of insurance tra…Difficulty 2/5CA specific
- 533.Under California law (CIC Sections 10146 and 10147(b)), a life insurer may not do which of the following?Difficulty 3/5CA specific
- 534.Which of the following is NOT required for a valid insurance contract?Difficulty 2/5CA specific
- 535.Under California law (CIC §10350.2), a group life policy generally becomes incontestable after it has been …Difficulty 1/5CA specific
- 536.Under CIC Section 10209, if an employee is not given notice of the conversion right at least 15 days before…Difficulty 2/5CA specific
- 537.A California-licensed agent places a client's life policy with an insurer that is NOT admitted to transact …Difficulty 3/5CA specific
- 538.Under California's guaranteed issue rules for Medigap policies (Insurance Code Section 10192.12), an indivi…Difficulty 3/5CA specific
- 539.How is the California Life and Health Insurance Guarantee Association funded?Difficulty 1/5CA specific
- 540.Which of the following is a ground on which the California Commissioner may refuse to issue, suspend, or re…Difficulty 2/5CA specific
- 541.Under California law, an insurer may rescind a health or disability policy if the insured's misrepresentati…Difficulty 2/5CA specific
- 542.Which statement is correct regarding self-funded association plans sold in California?Difficulty 3/5CA specific
- 543.Before recommending an annuity to a California consumer, the producer must gather suitability information t…Difficulty 2/5CA specific
- 544.Under California law (CIC Sections 10146 and 10147), an insurer may NOT use which factor in underwriting li…Difficulty 2/5CA specific
- 545.Guaranteed issue protection under California Medigap law requires an insurer to accept an applicant:Difficulty 2/5CA specific
- 546.During the Medigap open enrollment period in California, an insurer:Difficulty 2/5CA specific
- 547.The Medigap open enrollment period under California law (CIC §10192.11) begins when the applicant:Difficulty 2/5CA specific
- 548.During a senior's Medicare Supplement (Medigap) open enrollment period in California, an insurer must:Difficulty 2/5CA specific
- 549.An insurer that has been granted a Certificate of Authority by the California Insurance Commissioner to tra…Difficulty 2/5CA specific
- 550.During the Medigap open enrollment period under California law, an insurer:Difficulty 2/5CA specific