Medical Expense Practice Questions — Page 8 of 15
702 free medical expense questions for the California Life & Health insurance license exam. Pick any question — answer it and get the full 3-part explanation, no signup required.
- 351.Which of the following COBRA qualifying events entitles the qualified beneficiary to the maximum continuati…Difficulty 2/5
- 352.An individual who is age 65 but does not have enough work credits to qualify for premium-free Medicare Part A:Difficulty 2/5
- 353.Which service is NOT covered by Original Medicare (Parts A and B)?Difficulty 2/5
- 354.Which of the following is one of the ten essential health benefit (EHB) categories under the ACA?Difficulty 1/5
- 355.Which of the following is an essential health benefit category that ACA-compliant plans must cover?Difficulty 2/5
- 356.Which of the following is NOT a type of Medicare Advantage plan?Difficulty 2/5
- 357.An EPO (exclusive provider organization) plan differs from an HMO primarily in that an EPO:Difficulty 2/5
- 358.A beneficiary delays enrolling in Medicare Part B for 36 months after first becoming eligible, with no cred…Difficulty 2/5
- 359.To qualify for Medicare at age 65, a lawful permanent resident of the United States must have resided in th…Difficulty 1/5
- 360.Under the ACA, minimum essential coverage (MEC) refers to coverage that:Difficulty 1/5
- 361.A dependent child who 'ages out' of a parent's group health plan because of reaching the plan's coverage li…Difficulty 2/5
- 362.Which statement about Medicare Part A coverage for individuals who have not earned 40 quarters of Medicare-…Difficulty 1/5
- 363.Which statement is correct regarding enrollment in Medicare Advantage (MA) plans?Difficulty 2/5
- 364.To qualify for Medicare at age 65, a lawful permanent resident who is not a U.S. citizen must have resided …Difficulty 1/5
- 365.Medicare Part D prescription drug plans will pay for a drug only if it is:Difficulty 1/5
- 366.A dependent child loses eligibility under a parent's employer group plan upon turning 26. Under federal COB…Difficulty 2/5
- 367.Under Original Medicare, durable medical equipment such as a wheelchair or walker is covered by:Difficulty 1/5
- 368.Which statement correctly describes a Health Savings Account (HSA)?Difficulty 2/5
- 369.Medicare Part A (hospital insurance) is financed primarily by:Difficulty 1/5
- 370.A 66-year-old lawful permanent resident of the United States who has lived in this country for three years …Difficulty 1/5
- 371.In the individual health insurance market under the ACA, a carrier may NOT:Difficulty 1/5
- 372.Within a single Medicare benefit period, the Part A daily coinsurance amount applies to inpatient hospital …Difficulty 2/5
- 373.A person delays enrolling in Medicare Part B for 24 months after becoming eligible, with no other coverage.…Difficulty 3/5
- 374.An individual delays enrolling in Medicare Part A without other qualifying coverage. The late enrollment pe…Difficulty 2/5
- 375.A person who is not 'fully insured' under Social Security but has earned 30 to 39 work credits must:Difficulty 2/5
- 376.Which statement about Medicare Part A hospital insurance is correct?Difficulty 1/5
- 377.A Qualified Health Plan (QHP) differs from merely meeting minimum essential coverage (MEC) because a QHP must:Difficulty 2/5
- 378.A dependent child who loses eligibility under a parent's group health plan solely because of age may contin…Difficulty 2/5
- 379.An individual who has earned 30 to 39 work credits (quarters of coverage) and enrolls in Medicare Part A at…Difficulty 1/5
- 380.The MOST significant difference between a Flexible Spending Account (FSA) and a Health Savings Account (HSA…Difficulty 2/5
- 381.A person who does not qualify for premium-free Medicare Part A delays enrolling for two years after turning…Difficulty 3/5
- 382.In a Medicare Part D plan, the 'tier' assigned to a drug on the plan's formulary indicates:Difficulty 2/5
- 383.A beneficiary who enrolls in a Medicare Advantage plan must:Difficulty 1/5
- 384.Regarding benefit coverage, a Medicare Advantage (MA) plan must:Difficulty 2/5
- 385.An individual delays enrolling in Medicare Part A for 3 years after first becoming eligible and has no cove…Difficulty 2/5
- 386.A person who has worked enough to be eligible for Medicare but has only 30 to 39 quarters of coverage will,…Difficulty 2/5
- 387.A lawful permanent resident age 65 who has not earned 40 quarters of Medicare-covered work wants premium-fr…Difficulty 2/5
- 388.Medicare hospice care for a terminally ill beneficiary is covered under:Difficulty 2/5
- 389.In Original Medicare Part A, for days 1 through 60 of a hospital stay in a benefit period, after the inpati…Difficulty 2/5
- 390.A person delays enrolling in premium-free Medicare Part A for 3 years after first becoming eligible. The Pa…Difficulty 2/5
- 391.Under the essential health benefits rules, which statement about pediatric services in individual and small…Difficulty 2/5
- 392.To be eligible for Medicare at age 65, a lawful resident who is not a U.S. citizen must have resided in the…Difficulty 1/5
- 393.Under Medicare Part D rules, a plan's formulary must include:Difficulty 2/5
- 394.A lawful permanent resident of the United States who is 67 years old may qualify for Medicare if the resident:Difficulty 2/5
- 395.Medicare Part A inpatient hospital coverage does NOT include:Difficulty 1/5
- 396.Medicare Part A coverage of inpatient care in a psychiatric hospital is subject to:Difficulty 2/5
- 397.Which statement about Medicare Part A coverage of inpatient psychiatric hospital care is correct?Difficulty 3/5
- 398.Hospice care for a Medicare beneficiary with a terminal illness is covered under:Difficulty 2/5
- 399.A person who has 30-39 quarters of Medicare-covered work may still receive Part A coverage by:Difficulty 2/5
- 400.A lawful permanent resident of the United States who is 65 years old but has lived in the country for only …Difficulty 2/5