State RegulationsVA specificDifficulty 1/5
Which state authority administers and enforces Virginia's insurance information and privacy protection provisions against licensees?
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Answer & full 3-part explanation (select an option above, or peek)
Why B is correct
Virginia's insurance privacy article (Va. Code § 38.2-604 et seq.) is administered by the Commission of the State Corporation Commission through the Virginia Bureau of Insurance, which examines licensees and takes disciplinary action for privacy violations. Neither an insurer's internal compliance function nor any federal office administers Virginia's privacy law for licensees. Complaints about improper disclosure go to the Bureau.
Why the other options are wrong
- A) No federal office administers Virginia's insurance privacy law; enforcement belongs to the state's own insurance regulator.
- C) An insurer's compliance department polices its own conduct but has no authority to administer the state's privacy provisions.
- D) Court clerks keep judicial and land records; they play no role in enforcing insurance privacy provisions.
Memory hook
Virginia privacy is a Bureau matter, start to finish.