State RegulationsVA specificDifficulty 1/5
Before holding a hearing on a proposed cease-and-desist order, Virginia law requires that the respondent receive notice. What is the minimum notice period for the hearing?
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Answer & full 3-part explanation (select an option above, or peek)
Why B is correct
Va. Code § 38.2-219 requires at least 10 days' notice of the hearing before a cease-and-desist order issues. The notice period gives the respondent a real opportunity to prepare a defense, present evidence, and challenge the alleged violation before the Commission's order takes effect. Due process in miniature: the state may stop unlawful insurance conduct, but only after the respondent has had fair warning and a fair chance to be heard.
Why the other options are wrong
- A) 5 days is the Commission's deadline for flagging an invalid appointment, not the hearing-notice minimum under Va. Code § 38.2-219.
- C) 15 days is the deadline for mailing a copy of a for-cause termination report, a different timeline.
- D) 30 days serves reporting duties such as address changes and felony charges, not cease-and-desist hearing notice.
Memory hook
Ten days' warning before the state can say cease and desist.