State RegulationsTX specificDifficulty 2/5
Under the Texas Insurance Code, which of the following best describes the responsibility the Commissioner of Insurance carries with respect to the insurance laws of this state?
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Answer & full 3-part explanation (select an option above, or peek)
Why B is correct
TIC 31.021(a) states that the commissioner shall administer and enforce this code, other insurance laws of this state, and other laws granting jurisdiction or applicable to the department, and subsection (b) vests the commissioner with the powers and duties of the department, including those under the workers' compensation laws. The role is executive and administrative; it does not include enacting law or guaranteeing insurer solvency.
Why the other options are wrong
- A) Proposing and enacting statutes is the legislature's function, not the commissioner's.
- C) The commissioner enforces the code in the public interest rather than representing individual policyowners.
- D) The department supervises solvency but does not guarantee that every insurer will remain solvent.
Memory hook
The commissioner administers and enforces.