State RegulationsTX specificDifficulty 1/5
For purposes of the Texas chemical dependency coverage requirement, "chemical dependency" refers to:
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Answer & full 3-part explanation (select an option above, or peek)
Why B is correct
Under TIC 1368.005, the required benefit addresses chemical dependency in the ordinary sense: dependence on alcohol or on a drug or other controlled substance, and the treatment of that dependency. A plan cannot satisfy the requirement by stretching the term to cover ordinary medication-managed illnesses, nor can it narrow the term to a single substance and thereby hollow out the benefit the statute commands.
Why the other options are wrong
- A) The requirement is not limited to tobacco or nicotine dependence, which is a different and much narrower subject.
- C) Conditions routinely managed with medication, such as diabetes or hypertension, are not chemical dependency.
- D) The term is not confined to prescription medication taken as directed; alcohol and illicit drug dependency are at its core.
Memory hook
Chemical dependency means alcohol and drugs, not every pill a patient takes.