State RegulationsTN specificDifficulty 2/5
A licensed Tennessee producer dies, leaving a surviving spouse who was never licensed. Under Tennessee law, what may the commissioner do to allow the spouse to service the agency's business during the transition?
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Answer & full 3-part explanation (select an option above, or peek)
Why A is correct
T.C.A. § 56-6-111 permits the commissioner to issue a temporary producer license, without an examination, to the surviving spouse or the court-appointed personal representative of a deceased or disabled licensed producer. The temporary license keeps the agency's business serviced during the transition; the commissioner may limit the temporary licensee's authority and may require a sponsor, and the arrangement is temporary — not a converted or permanent license.
Why the other options are wrong
- B) Licenses are personal and cannot simply be re-titled; the statutory tool is a new temporary license, not a transfer of the deceased producer's license.
- C) The relief is temporary by design — up to 180 days under T.C.A. § 56-6-111 — and never a permanent waiver of licensing requirements.
- D) The temporary license requires no examination at all; conditioning it on a 90-day examination deadline contradicts the statute.
Memory hook
Death in the agency: the spouse bridges with a no-exam temporary license.