State RegulationsTN specificDifficulty 1/5
A producer holds a current license for the same lines of authority in another state and is moving to Tennessee. Under Tennessee law, is she exempt from prelicensing education and the Tennessee examination?
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Answer & full 3-part explanation (select an option above, or peek)
Why A is correct
T.C.A. § 56-6-109 exempts from the prelicensing education and examination requirements a person previously licensed for the same lines of authority in another state, so long as the person is currently licensed there (or applies within the statutory window after the prior license's cancellation). The producer's current, active home-state license for the same lines is what unlocks the exemption, and TDCI relies on certification of that licensure when processing the application.
Why the other options are wrong
- B) The examination requirement is expressly waived for currently licensed nonresident applicants under T.C.A. § 56-6-109; universal testing is not Tennessee's rule.
- C) The exemption applies to the same lines of authority whatever they are; there is no life-only carve-out from it.
- D) The exemption runs on the applicant's own licensure status under T.C.A. § 56-6-109, not on whether the other state offers reciprocal treatment.
Memory hook
Licensed there now? Skip the Tennessee test — same lines carry over.