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As part of the continuing education requirement for Tennessee producers, how many hours of ethics must be included in each renewal cycle?

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Answer & full 3-part explanation (select an option above, or peek)

Why B is correct

Within the 24-hour continuing education requirement for each 2-year Tennessee renewal cycle under T.C.A. § 56-6-107 and Tenn. Comp. R. & Regs. 0780-1-56, 3 hours must be in ethics. The ethics hours count toward the 24-hour total but cannot be skipped, so a producer completing 24 hours with no ethics coursework remains out of compliance for renewal purposes.

Why the other options are wrong

  • A) 10 hours is not part of the Tennessee CE structure; the ethics component is 3 hours of the 24-hour total.
  • C) 15 hours is an unrelated window in Tennessee licensing law (the insurer's appointment-filing deadline), not the ethics requirement.
  • D) 24 hours is the entire continuing education total per cycle; the ethics subset within it is 3 hours.

Memory hook

Three ethical hours hide inside every 24-hour cycle.

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