A Dual-Eligible Special Needs Plan (D-SNP) under Medicare Advantage is designed for beneficiaries who:
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Answer & full 3-part explanation (select an option above, or peek)
Why A is correct
Special Needs Plans (SNPs) are a type of Medicare Advantage plan tailored to specific beneficiary populations. The D-SNP serves dual-eligible beneficiaries — people entitled to both Medicare and Medicaid — and typically coordinates the two programs' benefits, including covering Medicare's deductibles and coinsurance that Medicaid would otherwise pick up. Other SNP categories serve institutionalized residents (I-SNP) and beneficiaries with severe or disabling chronic conditions (C-SNP). The D-SNP is the highest-profile SNP type because of the large dual-eligible population.
Why the other options are wrong
- B) SNPs are available to beneficiaries living in the United States; Medicare Advantage plans must serve the plan's defined service area, so this option fails the residency requirement.
- C) SNPs serve qualifying categories such as dual-eligibles, the institutionalized, and those with chronic conditions — not an under-65 group without disability, so this option describes no SNP population.
- D) A stand-alone Part D policy is a prescription drug plan (PDP), not a Medicare Advantage SNP, so this option confuses a drug-only product with a full MA plan.
Memory hook
D-SNP = Double coverage. Medicare plus Medicaid, coordinated under one plan for the dual-eligible.