Medical Expense✓ Verified · outline & fact-checked · Sep 2026Difficulty 1/5
Which statement about Medicare Part D prescription drug coverage is correct?
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Answer & full 3-part explanation (select an option above, or peek)
Why B is correct
Medicare Part D prescription drug coverage is voluntary. A beneficiary may enroll in a Part D plan if the beneficiary is enrolled in Medicare Part A and/or Part B. Part D plans are offered by private insurers and may be purchased as stand-alone Prescription Drug Plans (PDPs) or embedded within Medicare Advantage plans. Original Medicare does not automatically include drug coverage, which is why Part D was created as a separate voluntary benefit.
Why the other options are wrong
- A) Part D is optional, not mandatory; beneficiaries can decline drug coverage, though a late enrollment penalty may apply later.
- C) Part D is available to all Medicare beneficiaries with Part A and/or Part B; low-income beneficiaries receive extra help but enrollment is not limited to them.
- D) Original Medicare does not cover outpatient prescription drugs; Part D is a separate voluntary program.
Memory hook
Part D = the optional drug store. Have Part A or B, and the door to Part D is open, but no one is forced in.