State RegulationsOH specificDifficulty 1/5
Under ORC 3901.46, an HIV-related test performed in connection with insurance underwriting in Ohio requires:
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Answer & full 3-part explanation (select an option above, or peek)
Why B is correct
ORC 3901.46(A) and (B)(1) require specific informed written consent before an HIV-related test is performed for insurance purposes. The consent must be specific to the HIV test and informed as to its nature and consequences, which is why a general application signature or a routine blood-panel authorization does not satisfy the statute.
Why the other options are wrong
- A) Verbal consent is insufficient; the statute demands written consent that is specific and informed.
- C) Signing the application does not imply consent to HIV testing; the consent must be specific and separately given.
- D) Including the test in a routine panel does not remove the consent requirement; the HIV test always needs its own specific informed written consent.
Memory hook
HIV test equals its own signed yes.