State RegulationsOH specificDifficulty 2/5
A licensed Ohio life producer from Dayton is called to active military service and expects to miss the upcoming renewal deadline. Under ORC 3905.06(G) and OAC 3901-5-09(J), how can the producer avoid losing the license to inactivity?
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Answer & full 3-part explanation (select an option above, or peek)
Why B is correct
ORC 3905.06(G) and OAC 3901-5-09(J) let a licensee whose inactivity stems from military service, long-term medical disability, or another extenuating circumstance submit a written request with documentation asking the superintendent to extend the renewal date. With the extension in place, the deployment does not trigger the suspension-for-nonrenewal and cancellation machinery, so the producer keeps the license without having to requalify as a new applicant.
Why the other options are wrong
- A) A lapsed Ohio license is not automatically restored; after the late-renewal window the license is suspended for nonrenewal and eventually canceled, forcing a new application.
- C) A producer license is personal to the licensee and cannot be transferred to another producer in the agency.
- D) Temporary licenses under ORC 3905.09 cover situations such as the death or disability of a licensed agent, not a licensee's own upcoming renewal deadline.
Memory hook
Military or medical? Write it down and document it — ODI can extend your renewal date.