State RegulationsOH specificDifficulty 2/5
Following the death of the sole licensed producer of a small Ohio agency, which person may properly receive a temporary license to keep the agency operating?
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Answer & full 3-part explanation (select an option above, or peek)
Why D is correct
ORC 3905.09 authorizes temporary licenses for defined categories, including a member or employee of a business entity upon the death or disability of its sole licensed agent — along with the surviving spouse or personal representative of a deceased or disabled agent, a designee of an agent entering active military service, and anyone else the superintendent deems in the public interest. Every temporary licensee must be sponsored by a licensed agent or an insurer.
Why the other options are wrong
- A) A post-death hire is not within the statutory categories and no licensed agent or insurer sponsor is identified.
- B) A long-retired producer does not fit any temporary-license category, which addresses succession gaps, not returns from retirement.
- C) Family relationship alone confers no eligibility; the recipient must fall within a statutory category and obtain sponsorship.
Memory hook
Temp licenses need a statutory reason and a sponsor.