State RegulationsOH specificDifficulty 1/5
Under Ohio law, which of the following is required of every applicant for a resident insurance producer license?
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Answer & full 3-part explanation (select an option above, or peek)
Why B is correct
ORC 3905.06(A) sets the baseline licensing requirements: an applicant must be at least 18 years of age and a U.S. citizen or able to prove legal authorization to work in the United States. The applicant must also pass the required examination, complete any required education, submit to a satisfactory criminal records check, and be found honest, trustworthy, and otherwise suitable. A practical consequence is that a work-authorized noncitizen may be licensed, but an underage or undocumented applicant cannot be.
Why the other options are wrong
- A) Ohio imposes no minimum prior residency period; a new Ohio resident may apply upon establishing eligibility.
- C) No college degree or field of study is required; education requirements are satisfied through approved prelicensing courses and examinations.
- D) There is no supervised-practice prerequisite; applicants qualify by meeting the age, examination, education, and background-check requirements.
Memory hook
Eighteen and legal to work — Ohio licenses adults, not degrees.