State RegulationsOH specificDifficulty 2/5
A producer licensed and CE-compliant in a home state holds a nonresident Ohio license. Which statement about the Ohio continuing education obligation is correct?
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Answer & full 3-part explanation (select an option above, or peek)
Why D is correct
Under the CE framework of ORC 3905.481 as administered by the Ohio Department of Insurance, a nonresident producer who is in compliance with the home state's CE requirement is exempt from Ohio CE — with one express exception: a nonresident viatical settlement broker is not exempt and must complete Ohio's viatical-specific continuing education. Home-state compliance travels to Ohio for ordinary lines but stops at the viatical line.
Why the other options are wrong
- A) Compliance with the home state's requirement satisfies Ohio for nonresident producers; the 24-hour rule targets residents.
- B) The exemption turns on the producer's compliance with a home-state requirement, not on the home state having none.
- C) Nonresident viatical settlement brokers are the express carve-out from the nonresident exemption.
Memory hook
Home-state compliance travels — except for viatical brokers.