State RegulationsOH specificDifficulty 1/5
Ohio Revised Code sections 3923.041 and 1751.72 address which of the following?
Select an option to reveal the answer and the full 3-part explanation — free, no signup.
Answer & full 3-part explanation (select an option above, or peek)
Why C is correct
ORC 3923.041 imposes prior-authorization and utilization-review requirements on accident and sickness insurance policies, and ORC 1751.72 imposes parallel requirements on health insuring corporation contracts. Together they govern when and how advance approval for covered services may be required under Ohio law.
Why the other options are wrong
- A) The individual A&H free-look period is governed by ORC 3923.31, not the prior-authorization sections.
- B) Policy-loan interest limits appear in the life insurance provisions such as ORC 3915.051, not ORC 3923.041 or 1751.72.
- D) Death-claim settlement timing is a life insurance provision found at ORC 3915.05, not the prior-authorization sections.
Memory hook
041 for A&H, 72 for HICs — both mean get approval first.