An Ohio HIC's contract describes its core medical benefits offered to all subscribers, optional additional benefits beyond that core scope, and services that may be made available only to particular classes of subscribers. Under ORC 1751.01, the second and third categories are, respectively:
Select an option to reveal the answer and the full 3-part explanation — free, no signup.
Answer & full 3-part explanation (select an option above, or peek)
Why C is correct
ORC 1751.01 classifies HIC services into basic health services (division (A)) — the core benefits offered to subscribers — supplemental services (division (B)), which are additional benefits beyond the basic scope, and specialty services (division (C)), which may be made available only to particular classes of subscribers. Ordering the second and third categories correctly requires distinguishing that supplemental services extend the basic package while specialty services are restricted by subscriber class, within the Ohio Revised Code Chapter 1751 framework administered by the Ohio Department of Insurance.
Why the other options are wrong
- A) This reverses the two categories: specialty services are the class-restricted tier, not supplemental services.
- B) 'Optional core services' is not a statutory category, and the core offering is the basic tier, not the second category described.
- D) Preventive care and urgent care are components of basic health services under division (A), not the higher tiers of the classification.
Memory hook
B stretches the basics; C is for a select class — supplemental then specialty.