State RegulationsNY specificDifficulty 1/5
For purposes of New York's community rating requirements, a small group is an employer group with:
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Answer & full 3-part explanation (select an option above, or peek)
Why B is correct
Under the community rating requirements of the New York Insurance Law and the Superintendent of Financial Services' regulations, a small group is an employer group with at least 2 but not more than 50 employees. Employer groups within that range fall under the small-group community rating framework, which governs how those groups are priced in New York's small-group market and keeps coverage available regardless of a group's health profile.
Why the other options are wrong
- A) A single employee falls below the small-group threshold, and the range runs to 50 employees, not 100.
- C) The small-group range begins at 2 employees, not 10, and ends at 50, not 100.
- D) The upper boundary of the small-group definition is 50 employees, not 25.
Memory hook
Small group in New York: 2 through 50 employees.