Under 11 NCAC 6A .0802(a) and G.S. 58-33-130, how many continuing education credit hours must a North Carolina life producer complete in each biennial compliance period?

Why B is correct

Under 11 NCAC 6A .0802(a) together with G.S. 58-33-130(d), a licensee must complete 24 ICECs (credit hours) in each biennial compliance period, and 3 of those hours must be in ethics. The obligation applies to life, accident and health, and other major license types every two-year period.

Why the other options are wrong

• A) Fifteen hours is not the North Carolina requirement, and ethics hours are mandatory.
• C) Twenty hours was the repealed prelicensing figure, not the continuing education total.
• D) Three hours is the ethics component only, not the total requirement.

Memory hook

Twenty-four hours, three of them ethics, every two years.

Why C is correct

Under 11 NCAC 6A .0802(a), together with G.S. 58-33-130, a licensee must complete 24 credit hours of continuing education in each biennial compliance period, of which 3 hours must be ethics. The requirement applies to life, accident and health, property, casualty, personal lines, variable, and adjuster licensees alike.

Why the other options are wrong

• A) Fifteen credit hours is a figure from other jurisdictions' regimes; North Carolina requires 24 with three hours of ethics.
• B) Thirty hours with five of ethics overstates the rule on both counts; the North Carolina totals are 24 and 3.
• D) Twelve hours with no subject requirement understates the mandate and omits the mandatory three-hour ethics component.

Memory hook

CE every two years: 24 hours, and 3 of them are ethics.

Why C is correct

Under 11 NCAC 6A .0802(a) and G.S. 58-33-130(d), a licensee must complete 24 ICECs of continuing education per biennial compliance period, a 24-month period, of which 3 ICECs must be in ethics. The ethics component is mandatory for life, accident and health, and other licensee categories, so both the total and the ethics slice are testable.

Why the other options are wrong

• A) Fifteen hours is not the North Carolina CE requirement; the total is 24.
• B) Twenty hours was the repealed prelicensing education figure, not the CE total, and the 3-hour ethics requirement is mandatory.
• D) Thirty-six hours with 6 of ethics doubles both statutory figures and matches no North Carolina rule.

Memory hook

Twenty-four hours per biennium, three of them ethics - every single period.

Why C is correct

Under 11 NCAC 6A .0802(a) and G.S. 58-33-130(d), each licensee must complete 24 ICECs per biennial compliance period, a 24-month cycle. The total includes the mandatory ethics hours required every period.

Why the other options are wrong

• A) Fifteen credit hours is another jurisdiction's requirement, not North Carolina's.
• B) Twenty hours was the former prelicensing education figure, repealed in 2025; it was never the continuing education total.
• D) Twelve credit hours is the preexisting-condition exclusion cap expressed in months, not a continuing education total.

Memory hook

NC CE: 24 hours a biennium, ethics included.