State RegulationsMI specificDifficulty 1/5
Under Michigan Administrative Code R 500.1371 through R 500.1387, advertisements for life insurance in this state must be:
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Answer & full 3-part explanation (select an option above, or peek)
Why A is correct
Michigan Administrative Code R 500.1371 through R 500.1387 require life insurance advertisements to be truthful and not misleading; representations of benefits, terms, and values must accurately reflect the policy. Misleading advertising also overlaps with the misrepresentation prohibition of M.C.L. 500.2005, and DIFS enforces the advertising rules through its examination and unfair-practice authority under the Michigan Insurance Code.
Why the other options are wrong
- B) The rules govern content standards, not a case-by-case preapproval process at DIFS.
- C) Advertising by definition reaches the public, including people who are not yet policyowners.
- D) There is no page limit; accuracy, not length or format, is the regulatory concern.
Memory hook
Ads must tell the truth — no preapproval, no format limits.