State RegulationsMI specificDifficulty 2/5
Upon the death of a licensed Michigan producer, the Insurance Director may issue a temporary license to a qualified person so the producer's business can be serviced. What is the maximum duration of a Michigan temporary license?
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Answer & full 3-part explanation (select an option above, or peek)
Why C is correct
M.C.L. 500.1211b allows the director to issue a temporary license for up to 180 days — for example on the death or disability of a licensee, to a business entity member after a principal's death or disability, for military service, or in the public interest. The longer-than-typical duration lets the temporary licensee wind down or transfer the book of business properly.
Why the other options are wrong
- A) 30 days is the notice period for a name or address change under M.C.L. 500.1206(5), not the temporary-license term.
- B) 90 days is the reciprocity boundary used in DIFS guidance for surrendered home-state licenses, not the temporary-license duration.
- D) 12 months is the window for reinstituting a lapsed license without an examination under M.C.L. 500.1206(3), not the temporary-license cap.
Memory hook
Michigan's temporary license is generous: 180 days, not 90.