State RegulationsMI specificDifficulty 2/5
Within the Michigan Administrative Code rules that govern accident and health advertising, which rule provisions address the outline of coverage that must be provided for these policies?
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Answer & full 3-part explanation (select an option above, or peek)
Why A is correct
The outline of coverage requirements for accident and health policies sit inside the advertising framework of R 500.651–.669, specifically at Michigan Administrative Code rules R 500.656–.658/.661. Insurers and producers must therefore treat outline of coverage delivery and content as part of their advertising compliance program, because the standardized summary duties and the advertising standards are enforced within the same rule set.
Why the other options are wrong
- B) R 500.601–.606 govern life insurance replacement transactions, not outline of coverage duties for accident and health products.
- C) R 500.830–.839 are the variable product rules and have no role in accident and health outline of coverage requirements.
- D) R 500.551–.560 are the consumer privacy rules, which do not address policy summaries or outlines of coverage.
Memory hook
The outline lives inside the ad rules: 656 to 658, plus 661.