State RegulationsMI specificDifficulty 2/5
Under Michigan's child-enrollment protections, which person holds the statutory right to enroll a child in dependent health coverage even without physical custody of the child?
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Answer & full 3-part explanation (select an option above, or peek)
Why A is correct
Michigan's non-custodial-parent enrollment rule, M.C.L. 500.3406g, gives a parent who does not have physical custody the right to enroll the child in the parent's dependent health coverage. The right is tied to parenthood, not to stepparent, grandparent, or school-district status, and the Michigan Department of Insurance and Financial Services (DIFS) oversees compliance.
Why the other options are wrong
- B) A stepparent has no independent enrollment right under M.C.L. 500.3406g.
- C) Providing day care does not create an enrollment right under the Michigan provision.
- D) A school district is not an enrollee of dependent health coverage under M.C.L. 500.3406g.
Memory hook
Parent — even without custody — holds the Michigan enrollment right.