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State RegulationsMI specificDifficulty 3/5

Which statement correctly distinguishes Michigan's disabled-dependent continuation from its student-medical-leave continuation?

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Answer & full 3-part explanation (select an option above, or peek)

Why C is correct

M.C.L. 500.2264 (disabled dependent) keys the extension to satisfactory proof submitted within 31 days after the child attains the age limit, while M.C.L. 500.2264a (student medical leave) caps continuation at 12 months from the last day of attendance upon physician certification, ending earlier if the age limit arrives. Confusing the two windows is a classic Michigan examination error, and the Michigan Department of Insurance and Financial Services (DIFS) enforces each statute separately.

Why the other options are wrong

  • A) Physician certification belongs to the student-leave rule under M.C.L. 500.2264a; the disabled-dependent rule requires satisfactory proof of incapacity under M.C.L. 500.2264.
  • B) The caps are reversed — 12 months is the student-leave limit under M.C.L. 500.2264a, and the disabled-dependent extension is not capped at 12 months.
  • D) Age 18 is not the termination point for either Michigan continuation.

Memory hook

Disabled = 31-day proof; student leave = 12-month clock. Do not swap them.

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