Medical Expense✓ Verified · outline & fact-checked · Sep 2026Difficulty 1/5
Every standardized Medigap policy, including Plan A, must include core benefits such as:
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Answer & full 3-part explanation (select an option above, or peek)
Why A is correct
All standardized Medigap plans share Plan A core benefits: coverage of the Part A coinsurance for hospital days 61-90 and the lifetime reserve days, an additional 365 lifetime hospital days after Medicare benefits are exhausted, Part B coinsurance/copayments (typically 20%), the first three pints of blood, and hospice care coinsurance. Plan A is the base; higher-letter plans add benefits such as Part B excess charges and foreign travel.
Why the other options are wrong
- B) Medigap plans do not include prescription drug coverage; prescription drugs are covered by Part D (stand-alone PDP or MAPD).
- C) Medigap does not cover long-term custodial care, which Medicare itself excludes.
- D) Dental and vision are not Medigap core benefits; standard Medigap fills Medicare's gaps, and Medicare excludes routine dental and vision.
Memory hook
Medigap Plan A = Medicare's gap-filler base: hospital coinsurance, 365 extra days, blood, hospice.