State RegulationsMA specificDifficulty 1/5
Massachusetts is one of the states that does not use the federal lettered Medicare supplement plan grid. Under the standardization rules of the Massachusetts Division of Insurance, the standardized Medicare supplement plans sold in the Commonwealth are known as:
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Answer & full 3-part explanation (select an option above, or peek)
Why B is correct
211 CMR 71.08 establishes Massachusetts' own standardized Medicare supplement framework. Because Massachusetts operates as a waiver state that does not adopt the federal lettered plan grid, carriers market the state-defined Core and Supplement 1 (and Supplement 1A) benefit packages instead. A candidate who sees a lettered plan name in a Massachusetts question is looking at a federal-grid distractor, not Massachusetts law as administered by the Massachusetts Division of Insurance.
Why the other options are wrong
- A) The lettered federal plan names belong to the federal lettered grid that Massachusetts does not use; 211 CMR 71.08 defines Core and Supplement 1 instead.
- C) The lettered federal benefit categories are precisely the scheme Massachusetts does not follow under 211 CMR 71.08.
- D) Metal-style tiers describe marketplace medical plan pricing categories, not the standardized Medicare supplement framework of 211 CMR 71.08.
Memory hook
Massachusetts skips the alphabet: Core and Supplement 1 are the only standardized names on the shelf.