State RegulationsIL specificDifficulty 2/5
An applicant for an Illinois insurance producer license discloses a prior felony conviction. Under 215 ILCS 5/500-95, what is the significance of that conviction?
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Answer & full 3-part explanation (select an option above, or peek)
Why B is correct
Under 215 ILCS 5/500-95, a felony conviction is a specific factor in producer licensing: it is a basis on which the Director may deny a license, working together with the disciplinary grounds of 215 ILCS 5/500-70. Applicants must disclose criminal history, and the Illinois Department of Insurance weighs felony records in deciding whether the applicant is fit to hold the public's trust.
Why the other options are wrong
- A) Licensing decisions do not ignore criminal history; 215 ILCS 5/500-95 addresses felony convictions expressly.
- C) Licensing law imposes no imprisonment; criminal sentences come from the criminal courts, not the producer-licensing article.
- D) A temporary license under 215 ILCS 5/500-60 is limited to situations such as a producer's death or disability or entry into military service, runs 180 days plus one 180-day renewal, and is not an escape hatch from a felony-based denial.
Memory hook
A felony rides along on the application.