State RegulationsIL specificDifficulty 3/5
To qualify for an Illinois life or accident and health producer license, a candidate must pass the state's licensing examinations. Which statement correctly describes the Illinois examination requirement?
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Answer & full 3-part explanation (select an option above, or peek)
Why B is correct
The Illinois licensing process administered under the Illinois Department of Insurance requires candidates for life or accident and health lines to pass two separate examinations per line — the general-knowledge portion and the Illinois state-law portion — with both passed within a 90-day period. A passing result is reported as a score of 70 on the scaled scoring system, so candidates must plan to complete both portions inside the 90-day window.
Why the other options are wrong
- A) Both portions must be passed for the line; the state-law portion does not stand alone for life or accident and health candidates.
- C) Illinois reports passing as a score of 70 on a scaled system; the report is not a fluctuating percent-correct figure.
- D) A 90-day period connects the two portions; results outside that window cannot be combined for licensure.
Memory hook
Two exams, one window: both within 90 days, pass at 70.