State RegulationsCA specific✓ Verified · outline & fact-checked · Sep 2026Difficulty 1/5
HICAP counselors provide free counseling to California seniors on which set of topics?
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Answer & full 3-part explanation (select an option above, or peek)
Why A is correct
The Health Insurance Counseling and Advocacy Program provides free counseling on Medicare, Medicare Advantage, Medigap, Part D, Medi-Cal, and long-term care. It is federally authorized, state and federally funded, and administered by the California Department of Aging. AH-III.D.2 anchors HICAP's counseling scope as a senior health product resource.
Why the other options are wrong
- B) HICAP's mission is health coverage counseling, not property and casualty products.
- C) HICAP counselors do not give investment advice.
- D) Life insurance premium mechanics are outside HICAP's Medicare-and-LTC scope.
Memory hook
HICAP's world: Medicare, MA, Medigap, Part D, Medi-Cal, and long-term care — nothing else.