State RegulationsGA specificDifficulty 1/5
Under Georgia law, what is generally required before an applicant may insure another person's life?
Select an option to reveal the answer and the full 3-part explanation — free, no signup.
Answer & full 3-part explanation (select an option above, or peek)
Why D is correct
Under O.C.G.A. § 33-24-6, the written consent of the insured is required before another person may be insured. This consent rule works alongside the insurable-interest statute, O.C.G.A. § 33-24-3; the statute's narrow exceptions exist, but the core rule tested on the examination is that the consent must be in writing.
Why the other options are wrong
- A) Prior approval by the Insurance Commissioner is not the requirement; the insured's written consent is.
- B) No court order is involved; insurable interest and written consent are the statutory controls.
- C) A medical examination may be an underwriting step, but it is not the statutory prerequisite for insuring another person.
Memory hook
No ink, no insurance.