State RegulationsGA specificDifficulty 3/5
An insurer requests a temporary license after terminating its Georgia agency manager, and the Commissioner issues one to a designee. Which statement about a Georgia temporary license is correct?
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Answer & full 3-part explanation (select an option above, or peek)
Why B is correct
Under O.C.G.A. § 33-23-13, a temporary license may issue on the death, disability, or termination of the producer, or at the insurer's request, and its holder may generally continue servicing the existing business — but the license cannot be transferred to another person and does not convert into a resident license. It is a caretaking credential with a maximum total duration of fifteen months.
Why the other options are wrong
- A) The temporary license is capped at a total of fifteen months; it cannot continue indefinitely. O.C.G.A. § 33-23-13.
- C) A temporary license is limited in scope and duration; it is not a general authority to solicit freely for any insurer. O.C.G.A. § 33-23-13.
- D) Death is only one qualifying event; disability or termination of the producer, or an insurer's request, also support a temporary license. O.C.G.A. § 33-23-13.
Memory hook
Temporary is a bridge, not a road — it never becomes a resident license.