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State RegulationsGA specificDifficulty 3/5

A producer licensed in another state completed a 6-hour long-term care partnership course approved in her home state but not in Georgia. She now wants to sell LTC Partnership policies to Georgia residents. What additional Georgia requirement applies before she may sell them?

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Answer & full 3-part explanation (select an option above, or peek)

Why C is correct

Under Reg. 120-2-16-.34, a nonresident producer who has completed a 6-hour long-term care partnership course approved outside Georgia must still complete a 2-hour Georgia-specific course covering Georgia's Medicaid program before selling LTC Partnership policies in this state. The out-of-state course satisfies the partnership-concept portion, but Georgia requires its own Medicaid content because Partnership asset-protection rules operate through Georgia's Medicaid eligibility process.

Why the other options are wrong

  • A) The 6-hour out-of-state course alone is insufficient; Reg. 120-2-16-.34 requires an additional 2-hour Georgia-specific Medicaid course before selling Partnership policies.
  • B) The full 8-hour initial course applies to producers with no prior partnership training; a producer with a 6-hour out-of-state course needs only the 2-hour Georgia Medicaid course.
  • D) No 4-hour Georgia refresher exists for this situation; the requirement imposed by Reg. 120-2-16-.34 is a 2-hour Georgia-specific Medicaid course.

Memory hook

Six hours elsewhere plus two Georgia Medicaid hours: 6 + 2 seals the Partnership deal.

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