State RegulationsGA specificDifficulty 2/5
A newly licensed Georgia producer receives an initial license term that differs from the standard two-year cycle. The initial term runs:
Select an option to reveal the answer and the full 3-part explanation — free, no signup.
Answer & full 3-part explanation (select an option above, or peek)
Why B is correct
Under O.C.G.A. § 33-23-18 and Georgia Insurance Department procedures, a new licensee's initial term is adjusted to between eighteen and twenty-nine months, depending on birth month, so that the license settles into the standard cycle of expiring on the last day of the birth month. From the first renewal onward, the standard two-year term applies.
Why the other options are wrong
- A) Twelve months is not the initial term used to align Georgia licenses with the birth-month cycle.
- C) The initial term is deliberately adjusted from twenty-four months so expiration lands on the last day of the birth month; only renewals run the full standard cycle.
- D) Six months matches the temporary-license period, not the initial term of a regular Georgia producer license.
Memory hook
The first term stretches or shrinks to land on your birthday month.