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State RegulationsGA specificDifficulty 2/5

A Georgia producer may qualify for a reduced continuing-education requirement by virtue of holding which of the following?

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Answer & full 3-part explanation (select an option above, or peek)

Why D is correct

Under Ga. Comp. R. & Regs. r. 120-2-3-.09, licensees holding approved professional designations — such as CLU, CFP, CPCU, ChFC, CIC, or FLMI — may complete a reduced continuing-education requirement of twelve hours per biennium, still including three hours of ethics. Association membership, limited experience alone, or insurer employment do not unlock the reduced requirement.

Why the other options are wrong

  • A) Membership in an agents' association is not a qualifying credential for reduced continuing education in Georgia.
  • B) Five years of licensed experience does not reduce the requirement; the tenure-based reduction applies at twenty years or more.
  • C) Employment with a domestic insurer does not by itself lower a producer's continuing-education obligation.

Memory hook

Designation letters shrink the CE pile to twelve.

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