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State RegulationsFL specificDifficulty 1/5

Which group of Florida residents under age 65 also receives a Medicare supplement open enrollment period?

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Answer & full 3-part explanation (select an option above, or peek)

Why A is correct

Under Fla. Stat. 627.6741, the open enrollment protections extend to under-65 Medicare eligibles, including persons entitled to Medicare because of disability or end-stage renal disease (ESRD). These beneficiaries receive the same 6-month guaranteed-issue window keyed to Part B enrollment as those 65 and over. The right flows from Medicare eligibility itself, not from Medicaid or any other program.

Why the other options are wrong

  • B) A person who has never enrolled in Medicare has no Part B enrollment to trigger open enrollment.
  • C) Minors under a parent's group plan are covered by group rules, not Medicare supplement open enrollment.
  • D) Medicaid receipt is not the trigger; Medicare eligibility based on disability or ESRD is.

Memory hook

ESRD counts — kidney failure opens the door too.

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