State RegulationsFL specificDifficulty 3/5
A Florida resident under age 65 receives Medicare because of a disability. What open enrollment right does she have for Medicare supplement coverage?
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Answer & full 3-part explanation (select an option above, or peek)
Why B is correct
Under Fla. Stat. 627.6741, the 6-month open enrollment period applies to persons under 65 who are eligible for Medicare because of disability, on the same basis as those 65 and over: it starts with the first month the individual is both eligible and enrolled in Medicare Part B. Disability-based Medicare beneficiaries therefore get the same guaranteed-issue window as seniors. There is no separate, shorter window for the under-65 disabled.
Why the other options are wrong
- A) Under-65 disability Medicare beneficiaries do not have to wait until 65; they receive open enrollment now.
- C) Two months is the group coverage termination window, not the disabled beneficiary's open enrollment.
- D) Open enrollment exists precisely for people with health conditions; health status does not condition the right.
Memory hook
Disabled on Medicare? Same six months, same open door.