State RegulationsFL specificDifficulty 2/5
The Office of Financial Regulation proposes to deny a finance company's license application. What procedural protection does the company have under Florida administrative law?
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Answer & full 3-part explanation (select an option above, or peek)
Why B is correct
Under Florida administrative procedure, an applicant or licensee facing an Office of Financial Regulation agency action is entitled to notice of the grounds for the proposed action and an opportunity for a hearing before a final denial, suspension, or revocation is imposed. The same due-process framework governs agency actions by the Office of Insurance Regulation against insurers.
Why the other options are wrong
- A) Missing internal deadlines does not entitle an applicant to a license; the merits of the application still govern.
- C) Administrative proceedings are heard by hearing officers, not by juries in circuit court.
- D) Pending appeal does not generally authorize unlicensed operation; authorization comes only after licensure is granted.
Memory hook
Agency action requires notice and a hearing first.