State RegulationsFL specificDifficulty 1/5
Which statement best describes the general relationship between Medicaid and long-term care in Florida?
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Answer & full 3-part explanation (select an option above, or peek)
Why C is correct
Under Florida law governing long-term care in Chapter 627, Florida Statutes, and the broader public assistance framework, Medicaid is the safety-net payer of last resort: it covers long-term care costs only for individuals who satisfy its financial and functional eligibility requirements after other resources, including private LTC insurance, are considered. It is neither a universal entitlement for all residents nor a premium subsidy for policyholders.
Why the other options are wrong
- A) Medicaid is needs-based; it does not automatically cover every resident's long-term care regardless of resources.
- B) Florida law does not bar Medicaid from paying long-term care costs; Medicaid is central to financing care for those who qualify.
- D) Medicaid does not reimburse private LTC premiums; the premium support idea confuses Medicaid with other programs.
Memory hook
Medicaid = safety net, not universal payer.