Medical Expense✓ Verified · outline & fact-checked · Sep 2026Difficulty 2/5
Which of the following is one of the ten categories of Essential Health Benefits (EHB) that ACA-compliant plans must cover?
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Answer & full 3-part explanation (select an option above, or peek)
Why A is correct
The Essential Health Benefits (EHB) are the ten categories of care that ACA-compliant plans in the individual and small group markets must cover. They include ambulatory patient services, emergency services, hospitalization, maternity and newborn care, mental health and substance use disorder services, prescription drugs, rehabilitative and habilitative services, laboratory services, preventive and wellness services, and pediatric services including oral and vision care. Hospitalization is squarely within the EHB list.
Why the other options are wrong
- B) Cosmetic surgery is generally excluded from health policies and is not one of the ten EHB categories.
- C) Long-term custodial care is not an EHB; the ten categories are medical and preventive services, not custodial assistance.
- D) Adult dental implants are not an EHB; the pediatric oral care requirement is limited, and adult dental services are optional.
Memory hook
Ten EHB baskets: doctor, emergency, hospital, baby, mental health, drugs, rehab, lab, prevention, kids.