State RegulationsCA specific✓ Verified · outline & fact-checked · Sep 2026Difficulty 2/5
An agent who sells individual Qualified Health Plans through Covered California must:
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Answer & full 3-part explanation (select an option above, or peek)
Why A is correct
To sell individual QHPs on Covered California, an agent must complete the exchange's certification process, including the required training and a signed certification agreement, and must maintain the underlying California insurance license. Certification ensures agents understand exchange rules, eligibility, and subsidies. Neither a securities license nor any medical credential is required, and surplus lines status is irrelevant to exchange sales. This producer requirement is tested under the California exchange material in AH-III.C.5.
Why the other options are wrong
- B) Selling exchange health plans does not require a securities or FINRA license.
- C) No medical licensing exam is required to sell health insurance on the exchange.
- D) Surplus lines licensing applies to nonadmitted insurers, not to Covered California QHPs.
Memory hook
To play on the exchange, get certified by Covered California first.