A Boulder producer dies, and her family needs someone to service the agency's pending life policies while the estate settles. Under C.R.S. § 10-2-410(1), for how long may the Commissioner issue a temporary license without examination?

Why C is correct

C.R.S. § 10-2-410(1) permits the Colorado Commissioner of Insurance to issue a temporary license without examination for up to 180 days when a producer dies or becomes disabled, enters active military service, or when the public interest requires. The temporary license allows the business to be serviced or wound down without a full license transaction.

Why the other options are wrong

• A) The 6-month figure is a common misreading; the statutory maximum is 180 days under C.R.S. § 10-2-410(1).
• B) Ninety days is the window tied to home-state licensure for nonresident exemptions, not the temporary-license term.
• D) One year is the validity period of examination passing scores and prelicensing certificates, not the temporary-license term.

Memory hook

Temporary means 180 days, no exam, for death, disability, military, or public interest.

Why A is correct

C.R.S. § 10-2-410(1) allows the Colorado Commissioner of Insurance to issue a temporary license without examination for up to 180 days, for example on the death or disability of the producer, during active military service, or in the public interest. The temporary license bridges the period until the business can be transferred or a fully licensed producer takes over.

Why the other options are wrong

• B) The temporary license under C.R.S. § 10-2-410 runs up to 180 days, not 6 months.
• C) 90 days is shorter than the statutory maximum of 180 days for a temporary license.
• D) 2 years is the term of an agency license, not the 180-day maximum for a temporary license under C.R.S. § 10-2-410.

Memory hook

Temporary means 180 days — death, disability, military, or public interest.