State RegulationsCO specificDifficulty 2/5
Under Colorado Insurance Regulation 1-2-5, what must an applicant do to complete an approved life prelicensing education course?
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Answer & full 3-part explanation (select an option above, or peek)
Why A is correct
Under Colorado Insurance Regulation 1-2-5 s.6(B), completion of an approved prelicensing course requires passing a closed-book final exam with a score of 70% or above, monitored by a disinterested third party for self-study or a qualified instructor in the classroom. The Colorado Division of Insurance sets the state examination pass score separately, so the 70% standard belongs to the course final, not the state exam.
Why the other options are wrong
- B) The 70% standard applies to the course final exam; the state licensing examination uses a Division-set scaled score with no published percentage.
- C) Attending the hours is not enough — Regulation 1-2-5 requires passing the closed-book course final to complete the course.
- D) The course final is closed-book and proctored; an open-book take-home exam does not satisfy the regulation.
Memory hook
Course final: closed book, 70% to pass — the state exam is a different animal.