State RegulationsCO specificDifficulty 2/5
A Colorado producer wants to sell long-term care insurance, including partnership policies. What LTC training must the producer complete?
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Answer & full 3-part explanation (select an option above, or peek)
Why B is correct
Per the Colorado Division of Insurance, a producer must earn 16 total LTC course credits before selling long-term care insurance, of which 8 must be LTC-partnership-specific classroom credits, and must then complete 5 classroom credits every 2 years ongoing starting with the second 2-year period. This training gate applies before any LTC sale, including partnership sales.
Why the other options are wrong
- A) The 16 and 8 figures are reversed, and the ongoing requirement is 5 classroom credits every 2 years, not annually.
- C) The 3-hour ethics requirement is part of prelicensing and CE, not the LTC training gate; the Division imposes a specific ongoing LTC requirement.
- D) The LTC training is course-credit based with a partnership-specific component, not a classroom-ethics cycle.
Memory hook
Sixteen before you sell, eight for partnership, five every two years after.