State RegulationsCO specificDifficulty 1/5
Under Colorado law, how many hours of approved prelicensing education must an applicant complete for each line of authority, and what ethics component does that total include?
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Answer & full 3-part explanation (select an option above, or peek)
Why B is correct
Colorado Revised Statutes § 10-2-201(1) requires 50 hours of approved prelicensing education for each line of authority, and that total must include at least 3 hours of insurance ethics. An applicant who has not completed the required education cannot sit for the Colorado examination for that line.
Why the other options are wrong
- A) 40 hours is not the Colorado requirement; the statute sets the per-line prelicensing total at 50 hours.
- C) Ethics must make up at least 3 of the 50 hours; requiring 10 hours of ethics is far above the statutory minimum.
- D) 24 hours is the continuing-education requirement for licensed producers, not the prelicensing education total.
Memory hook
Think 50/3: fifty hours in the classroom, three of them on ethics.